Bankruptcy-Chapter 7

A & A Chicago Consumers Law Office, LLC, can also file a Chapter 7 bankruptcy for our clients. Filing a chapter 7 can be very advantageous since it enables our customers to eliminate any outstanding credit card debt, medical bills, loans, judgments from lawsuits, and many other debts. 

Besides eliminating outstanding bills, filing a chapter 7 bankruptcy also puts an end to any harassment from debt collectors. By using the fair debt collection act, we can prevent our clients from being harassed.

Filing a Chapter Bankruptcy 7 immediately stops wage garnishments. With new federal bankruptcy law, clients can keep their house, car and personal belongings provided payments are current and there is not a lot of equity in the home.

A & A Chicago Consumers Law Office, LLC is also very specialized in filing chapter 7 bankruptcy. We can help our client keep his/her car even if a bankruptcy has been filed. Under the bankruptcy redemption law, we could also help the client reduce the balance owed on his/her car and negotiate a lower pay off amount that is substantially less than what is owed. A & A Chicago Consumers Law Office, LLC can even arrange for financing by an outside company to pay off the settled balance.

In addition, A & A Chicago Consumers Law Office, LLC can also help a consumer get his/her driver’s license reinstated if it has been suspended due to unpaid parking tickets or lack of liability insurance at the time of an accident.

As part of our bankruptcy service, we offer a step by step program that details how our clients can rebuild their credit after bankruptcy. Furthermore A & A Chicago Consumers Law Office, LLC we prepare our clients to rebuild their credit after filing bankruptcy.  The law office uses sophisticated technology that offers a good estimate of what our clients’ credit score will be in just a few months after filing bankruptcy. We at  A & A Chicago Consumers Law Office, LLC, know that it is one of the greatest feelings in the world to get out of debt and we take the pride in helping consumers enjoy financial freedom.

Chapter 13 Bankruptcy

A & A Chicago Consumers Law Office, LLC, can also file Chapter 13 bankruptcy for our clients. Filing a chapter 13 can be a very strategic tactic in a foreclosure lawsuit since it immediately stops all foreclosure proceedings before the sale, and enables the homeowner to work out a payment plan of the past due amount over a 3 to 5 year period with no interest.

Filing a chapter 13 bankruptcy also prevent debt collectors from harassing our client, since they must follow the Federal Court ordered payment plan. A chapter 13 filing also stops repossession of your car and also provides a payment plan of the past due amount of the car over a 3 to 5 year period with no interest. Other past due debts can be consolidated include car loans, student loans, credit cards, and a wide variety of other debts.

As part of our bankruptcy service, we offer a step by step program that details how our clients can rebuild their credit after bankruptcy. The law office uses sophisticated technology that offers a good estimate of what our clients’ credit score will be in just a few moths months after filing bankruptcy. We at A & A Chicago Consumers Law Office, LLC, know that it is one of the greatest feelings in the world to get out of debt and we take the pride in helping consumers enjoy financial freedom.